What Business Can I Start with Little Money

Many of us have dreams of having our own profitable business, but we often stumbled because we don’t have What Business Can I Start with Little Moneysufficient fund or capital to start off a proper brick and mortar business.

If you think about opening a shop, boutique, or anything that requires building, you are definitely right.

However, there are many ways of doing business without needing to have a huge sum of money.

Below, I have listed out a number business that you can consider right now to start your own business with little to no capital.

Do Consulting Service In Your Old Industry or Even For Your Former Employer

Do Consulting Service In Your Old Industry or Even For Your Former EmployerHave you moved on from your previous company because your employer has downsized or outsourcing?

That is probably good news for you. You can offer your expertise and knowledge to your former employer  as a consultant.

And while you’re at it, you might as well approach other businesses in similar industries and offer your consultancy service. You might just end-up with a tidy sum of money.

As a matter of fact, I am doing just that. I am now doing consultancy service to my former employer as an independent contractor while working on my local digital marketing consultancy and online marketing business.

Become a Virtual Assistant – Help Busy People and Get Paid For It

Are you very good at managing tasks, assignments and somewhat online savvy?

In that case, a job as a virtual assistant would probably suit you.

There are many small web-based business owners that are looking for a virtual assistant to help them with their daily online chores. An efficient virtual assistant will be able to help these people save time and help to delegate minor daily tasks for them online and sometimes even offline.

Social Media Consultant –  Online Content and Promotion

Whether we realized or not, social media are now becoming more of a norm and many businesses has started to realize the power of social media marketing.

The most famous and common social media are Facebook, Twitter, WhatsApp, Instagram, Pinterest, and Google Plus. There are many more out there that such as Snapchat, Telegram, WeChat and the like. Most are free to join and very easy to learn.

Social Media Consultant – Online Content and Promotion

If you love to share bargains, promotions, and events through social media and often gets lots of “Like”, you definitely have the chops to be a social media consultant.

Your main job is to become the consultant, manager or person-in-charge of social media marketing for your clients. You just need to update the latest promotional materials and event in their social media page and better still make it go VIRAL!

A social media content that goes “viral” will give a huge boost to your client’s business and in doing so help to improve their business profitability.

Personal Service – To Help Your Local Customers

If you have the knack for helping people and like to provide service of any kind, you may want to consider personal service business.

dog walking business

Dog walking service as a business?

There are many niches that you can go into such as pet care service where you can do “dog walking” or home pet grooming.

You can also venture into house cleaning service which includes lawn mowing, grass cutting, window wiping etc.

Businesses revolving around pets

In 2015, according to AmericanPetProducts.org, it was estimated that in the US alone, the consumer has spent about $60.59 billion on pets in areas such as foods ($23.04 billion), supplies/OTC medicine ($14.39 billion), Vet Care ($15.73 billion), live animal purchases ($2.19 billion) and pet services: grooming & boarding ($5.24 billion).

How To Start A Pet Business Infographic

The statistic above obviously shows that pet business is big business and there is a lot ways and pet niche service that you can get into.

Consider pet food delivery service, home-based pet grooming services, pet day care center, or any home-based pet service that requires little to no money.

Products and services for kids

Products and services around kids are booming right now as more parents are having kids. This is definitely a great opportunity to take advantage on.

There are so many ways on how to monetize this opportunity on any angle.Products and services for kids

The most obvious one is a baby sitting service, home based day care center for kids, home tutoring service for kids, etc.

Are you IT savvy? Why not open-up an online community for kids. Example of angles that you can go into; science discovery, ghost stories, funny stories/jokes, and fun online games for kids.  

You can also think out of the box and be unconventional, such as setting-up spas just for kids or even entrepreneurial support programs for kids.

Specialty Foods

As the economy improved, consumers now have more extra cash to spare on specialty foods of any kind. Consumers are now willing to be adventurous with their taste buds or simply become can afford to be more choosy about the food that they would like to eat.Specialty Food Business

You can take advantage of this opportunity by specializing into a niche food market.

For example, many consumers nowadays that are becoming more health conscious and more concern of their well-being.

You can start a home-based gluten-free baked goods or specializing in providing delivery service for home-cook organic food delivery service.

Do check the FDA or your local inspection or licensing requirement for starting a food business.  


Landscaping services

Do you like gardening and have the natural knack to beautify home garden? If your answer is yes, landscaping service just be the business for you.

Landscaping services as a business

Do you like to beautify your own home garden and often get complimented for it? Landscaping business could be just the business for you natural skills

Start small first by telling your neighbor that you can help to improve their garden landscape for a small fee. As you become better at your craft and your reputation grows, you can gradually expand your business bigger.

Handyman and home improvement business

Maybe you are a hands on person and always finding yourself repairing things in your own home instead of hiring people to do it for you.Handyman service as a business

Consider monetizing your skill and  craft as a handyman or better still a home improvement expert.

Start by going solo and offer your service by word of mouth or even by social media, which cost nothing other than a bit of effort and time.

As you become more established, you can eventually get a team of handyman to help you out.

One thing for sure, most people don’t have the time or the skills to do repair work on their home. Your skills and service would definitely be of great benefit to them and they will thank you for that. And you will get paid nicely for helping those folks.

Do Your Due Diligence Before Starting A New Business

As with any potentially successful business endeavor, you ought to do a bit of research and simple market survey before you go full-on with your business. It could be as simple as asking around for any potential similar business or competitors in the field that you are planning to venture into. The lesser the competition the better, though many competitions may also mean there are lots of demands for it.

You might want to also consider writing a simple business plan. When you write down your own business plan on paper, it forces you to think and consider the issues that you might have overlooked or ignored in the first place.

So there you have it folks, some of the list of businesses that you can start with very little money. Of course, there are many more business ideas out there that you can give a thought such as mobile app development etc.

The main objective of this article post is to help you to trigger ideas for what could be the your next stage of your career moving forward – having your own business.

If you have any ideas, suggestions, or even a question, just drop me a comment below.

My Preferred Low Startup Cost Business

My current preferred business is online marketing specifically in affiliate marketing .

I also do web design and online local marketing for my local small businesses.

And you know what, I learned all at a very low cost price by subscribing as a Premium at Wealthy Affiliate.

Read more on how Wealthy Affiliate can help you to earn income online by reading my review by clicking the link below.

Click Here To Read How Wealthy Affiliate Can Help You To Build A Successful Online Business With Little Money


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Article Name
What Business Can I Start with Little Money
Many of us have dreams of having our own profitable business, but we often stumbled because we don’t have sufficient fund or capital to start with. However, there are many ways of doing business without needing to have a huge sum of money.


I decided to start my own online business so that I can escape the rat race that I am in. Things are really progressing well and it is just a matter of time before I can be finally free from my 9-5 job. With ratracebuster.com, I hope I can help other people to escape or avoid the rat race through learning the online business and other legitimate opportunity in the online world. I will be reviewing products, sharing discussions, and blog about my online business ventures as well.


  1. That’s what I call a good article! Thanks for suggesting so many ways of making money online. Lots of opportunities to choose from. It just peoves that internet possibilities are unlimited! I am a member of the wealthy affiliate myself,and I would suggest anybody to join. Money don’t come wuick,but if you are patient, it will come with time. Good luck to you!

    • Hi Laura, indeed there are many ways to make some money if you really want it! This is as long as you have an open mind and not being too choosy. I mean you can help to walk somebody’s dog and get paid for it. Isn’t it that simple? One more option that you can consider is making a few bucks online and you can read more about it here. You know what, I am very grateful to Wealthy Affiliate for giving me all these ideas that I would not have thought a couple years back 🙂

  2. Hi Dlansing
    It is a very useful article about low budget business, there are some new ideas that may suit many people with different experiences and talents.
    Affiliate marketing is a promising opportunity for making online money, I think you made the right decision by joining Wealthy Affiliate community, I believe it is your way to success.
    Good luck

    • Hi Ehab, yeah the purpose of this post is to share ideas and possibilities on what kind of business that you can delve into that require little to no money. I hope this will trigger more ideas for little business that can be done by aspiring entreprenuers. As for me, I’m into online matketing and Wealthy Affiliate definitely provide with all the trainings, knowledge, and tools that I need to make it in the online world. Thanks for stopping by bro.

  3. Affiliate marketing is definitely the way forward when you do not have money to buy your own products. With the correct techniques, you can earn a lot of money from it!

    I always recommend you choose a niche you are interested in. That way you will enjoy your work. Otherwise it will feel like a drag!

    Great review!

    • Hi there Hannah, I’m glad to know that you are also into affiliate marketing as well. The thing with affiliate marketing is that I don’t have to keep a big inventory as I only have to promote other peoples products well. This really brings the cost down to a minimum, which is basically a laptop, internet line, a website, and maybe advertising budget if you want to. It helps as well to pick and promote products in a niche that you are interested in. Otherwise, it will be a drag just like you said 🙂

  4. You presented nice ideas for online or home business.
    I just wish there was some more information how to start them, not only what field the people should consider.
    Which one of your suggestions would you say is the easiest to start and succeed in it?
    Interesting article. Thank you

    • Hi Ellie, my bad, sorry about that. Maybe I can try to delve on how to these businesess. However, most are just ideas that I got scouring the internet and observing people. So I’m a bit afraid that I might not be the best guy telling people how to start. Nevetheless, everything starts with an idea and you can go from there. As for me, I would probably recommend affiliate marketing as it does not really involve a lot of money. But you do have to learn the rope to besuccessful. The program Wealthy Affiliate is a great learning platform for online affiliate marketing and the one where I learned from the most up until now 🙂

  5. You provide a fantastic guide on all the different ways one can make money without spending a lot of money.

    You disprove the old adage that it takes money to make money. I like your business idea by using pets. That’s a really awesome idea that not too many people may have thought of!!

    • Hi Bimmer, glad you like my ideas, though technically speaking, I saw people do that online. I am just sharing and mentioning the ideas that I’ve encountered in this post. And yes, you are right, if you really want something, you don’t necessarily need money to make money. It’s all starts with an idea and you follow-up on it. For example, start walking other people’s dog as a side income but the end game or futire plan is to eventually to open a dog walking service conpany or dog walking centre.

  6. Thanks for this post man, we are all looking to escape the rat race and it is only getting harder and harder. I too am looking to start my own online business as a way to escape and I look forward to achieving that goal. I especially like this post though, because it might be nice to give another business a try while I am still progressing my website business.

    • Hi Matt, you are doing the right there. Your business website will take a bit of time. So maybe you can do any of the suggested small time business and various part time gigs to supplement your income. Just as long as you make an honest and legal things, there’s nothing wrong about getting a bit of quick bucks here and there. All the best Matt!

  7. This article is unique.
    Normally when I go reading about “starting business from scratch” kind of thing I expect someone raving about how online businesses rock, and how you should totally look into the service that they are promoting, because it rocks (!)
    Yet you did none of that, providing some legit ideas, and unlike all of those other people, you were being actually helpful!

    • Thanks a lot Vlad, really appreciate your feedback. I hope some of the tips prove to be helpful to you 🙂

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